The wise save for future, fools spend what they have - @jaysmoke
When you spend your money, it's gone. But, when you save your money, your money works for you.
If you want God's blessing on your finances, you must learn to save and invest for the future. The Bible says a lot about making financial investments.
In fact, you can see that Proverbs 21:20 is God's IQ test! Let's see how smart you are: wise people save for the future, but foolish people spend whatever they get.
Now, there is a question you can ask yourself that will help you save more money. It's real simple. When you get ready to buy something ask yourself, "Do I really need this?" And then be honest enough to tell yourself.
For instance, do I really need a new car? Well, I know I'd like it. But, do I really need a new car? Do I really need this upgrade? I know I'd like it, but do I really need it?
When you save your money, instead of spending it on things you really don't need, you save it for the future. Depending on how you save it, you can receive interest on it without you doing any work.
Fixed Deposits yields amazing returns, the more you save the more money you make with no risk whatsoever. You can withdraw your money at the end of the term with interest. If you have money sitting in a savings account, doing nothing, I'll advice you to invest in some form of Fixed Deposit, afterall it's doing nothing sitting in your savings account.